Andy Kern

3509 W Melody Lane

Kokomo, IN
$ 182,000 Beds 3 Baths 1.5 Sq 1,040 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome home to this charming all-stone ranch in the desirable Terrace Meadows neighborhood! This well-designed 3-bedroom, 1.5-bath home offers comfortable, single-level living and is conveniently located just minutes from all the shopping, dining, and amenities Kokomo has to offer. The spacious eat-in kitchen comes fully equipped with appliances and features abundant cabinet space, along with a beautiful bay window that fills the room with natural light. The recently updated hall bathroom is a standout, showcasing a fully tiled walk-in shower, heated floors, and a spacious vanity for added comfort and style. A brand new roof was added in July 2026. Step outside to enjoy the large covered back deckperfect for entertaining, relaxing, or dining outdoors. The expansive backyard provides plenty of room for recreation, gardening, or pets, and includes two storage sheds for all your tools and outdoor equipment.

Single Family

  • Price
  • $ 182,000
  • City
  • Kokomo
  • Bedrooms
  • 3
  • Full Bathrooms
  • 1
  • County
  • HOWARD
  • Half Bathrooms
  • 1
  • Area
  • Center
  • Lot Size
  • 0.331 Acres
  • Zip
  • 46902
  • Sqr Footage
  • 1,040
  • Year Built
  • 1962
  • Taxes
  • $ 1334
  • Style
  • Ranch
  • MLS#
  • 202632333
Listed By: Jessie Matthews with D.R. Indiana Realty LLC; Cell: 317-459-0945
Data Source: Indiana Regional MLS (IRMLS)

Features

General

Sewer City
Heating Gas,Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces No
Garage Attached
Amenities Cable Available,Deck Covered,Eat-In Kitchen,Porch Covered,Stand Up Shower,Main Level Bedroom Suite
Status Active
Full Baths 1
Half Baths 1
Bathrooms 2
Year Built 1962
New Construction No
Subdivision Terrace Meadows
Style One Story
Township Center
Class RESIDENTIAL
Type Site-Built Home
Age 64
FIPS Code 18067
Associated Document Count 1
REO No
Status Active
Auction Y/N No
Common Amenities None
Annual Taxes 1334.3
Area Howard County
Location City/Town/Suburb
High School Kokomo
City Kokomo
School District Kokomo-Center Township Cons. S.D
Assoc. Dues Frequency Not Applicable
Energy Efficient Windows
Architectural Style Ranch
Total Sq Ft 1040
Elementary School Elwood Haynes
Middle School Maple Crest
Legal Description Terrace Meadows S/D SEC 1 Lot 17
Virtual Tour https://www.propertypanorama.com/instaview/irmls/202632333
Agent First Name Jessie
Agent Last Name Matthews
DOM 33
Tax Year 2026
PROPOSED FINANCING Cash,Conventional,FHA,VA

Interior Features

Basement Crawl
Flooring Carpet,Tile
HVAC Ceiling Fan
Kitchen Length 18
Laundry Room Width 5
Laundry Room Length 5
Kitchen Width 11
Beds 3
Total Rooms 6
Fireplace None
Living Room Width 14
Living Room Length 17
Full Baths Main 1
Total Finished SqFt 1040
Basement Y/N No
Above Grade Bedrooms 3
Half Baths Main 1
1st Bedroom Level Main
1st Bedroom Width 10
2nd Bedroom Length 12
2nd Bedroom Level Main
2nd Bedroom Width 10
3rd Bedroom Length 11
3rd Bedroom Level Main
3rd Bedroom Width 9
Above Grade Finished SqFt 1040
Living/Great Rm Level Main
Basement Material Block

Exterior Features

Exterior Stone
Driveway Concrete
Pool No
Garage Length 24
Garage Width 24
Lot Size Area 14418
Lot Dimensions 90x160
Lot Description Level
Fence None
Garage SqFt 576
Water Features None
Approx. Lot Size Acres 0.331
Garage Capacity 2
ROOF MATERIAL Shingle
Waterfront Y/N No
Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the South Bend, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Elwood Haynes Elementary School
Middle School Maple Crest Middle School
High School Kokomo High School

Price History

8/8/2026 Listed $185,000
9/10/2026 2% - $182,000

Property vs Zip Code Average in 46902

Price
AVG $250K
$180K
Taxes
AVG $1,849
$1,334
Year Built
AVG 1962
1962
Visits
AVG 41
23
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

3509 W Melody Lane Kokomo, IN is a Single Family Home for sale at $182000 with 1040 sqft and a lot size of 0.331 Acres Acre(s). 3509 W Melody Lane Kokomo has 3 bedrooms, 1 baths and was built in 1962. The property's zip code is 46902 which is in Kokomo, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Andy Kern

Andy Kern

Broker Associate

574-386-4479

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