Andy Kern

534 Dogwood E Court

Spencer, IN
$ 369,000 Beds 3 Baths 2.5 Sq 2,051 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to The Cypress, a 2,051 sq ft ranch home in the Four Oaks subdivision, tucked away on a quiet cul-de-sac where comfort and style effortlessly meet. This 3-bedroom, 2.5-bath home offers a desirable split-bedroom design with an open living room, kitchen, and breakfast area ideal for everyday living and entertaining. Start your mornings or wind down your evenings on the expansive covered front and back porches. The kitchen is designed for both functionality and gathering, featuring a large island, stainless steel appliances, and an adjacent formal dining room. Just off the breakfast area, youll find a convenient half bath, laundry/mudroom combination, and a private primary suite complete with a dual-sink vanity, tiled walk-in shower, and walk-in closet with thoughtful finishes throughout. A separate hallway leads to two additional bedrooms, a full bath, and a linen closetproviding privacy and space for family or guests. Life in Four Oaks offers the charm of small-town living with a wide-open country feel, along with amenities such as a community clubhouse, lakefront walking trail, and private dog park. With fiber internet, city utilities, and easy access to both Spencer and Bloomington, this neighborhood delivers the perfect balance of charm and convenience.

Single Family

  • Price
  • $ 369,000
  • City
  • Spencer
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • OWEN
  • Half Bathrooms
  • 1
  • Area
  • Washington
  • Lot Size
  • 0.318 Acres
  • Zip
  • 47460
  • Sqr Footage
  • 2,051
  • Year Built
  • 2025
  • Style
  • Traditional
  • MLS#
  • 202542708
Listed By: Samantha Carver with Home Team Properties; Office: 844-821-6051
Data Source: Indiana Regional MLS (IRMLS)

Features

General

Sewer Public
Heating Gas,Forced Air
Kitchen Level Basement
Cooling Central Air
Laundry Y/N Main
Fireplaces No
Garage Attached
Amenities Ceiling-9+,Ceiling Fan(s),Closet(s) Walk-in,Countertops-Solid Surf,Disposal,Dryer Hook Up Electric,Foyer Entry,Garage Door Opener,Kitchen Island,Near Walking Trail,Open Floor Plan,Porch Covered,Range
Status Active
Full Baths 2
Half Baths 1
Bathrooms 3
Year Built 2025
New Construction Spec
Subdivision Four Oaks
Style One Story
Township Washington
Class RESIDENTIAL
Type Site-Built Home
Age 1
FIPS Code 18119
Associated Document Count 7
REO No
Status Active
Auction Y/N No
Common Amenities Clubhouse,Dock,Sidewalks
Dining Room Level Main
Area Owen County
Location Rural Subdivision
High School Owen Valley
City Spencer
School District Spencer-Owen Community Schools
Assoc. Dues Frequency Annually
HOA Fees $ 300
Energy Efficient HVAC
Architectural Style Traditional
Total Sq Ft 2051
Elementary School Mccormicks Creek
Middle School Owen Valley
Legal Description Four Oaks SD Ph 1 Lot 63 .318A
Virtual Tour https://www.youtube.com/watch?v=jiNmegmcvTo
Agent First Name Samantha
Agent Last Name Carver
DOM 329
Tax Year Not Assessed
PROPOSED FINANCING Cash,Conventional,FHA,VA

Interior Features

Basement Slab
Flooring Carpet,Other
HVAC High Efficiency Furnace,SEER 14
Kitchen Length 11
Laundry Room Width 13
Laundry Room Length 10
Kitchen Width 12
Beds 3
Total Rooms 9
Dining Room Length 11
Dining Room Width 12
Breakfast Room Length 10
Breakfast Room Width 12
Fireplace None
Living Room Width 18
Living Room Length 16
Full Baths Main 2
Total Finished SqFt 2051
Basement Y/N No
Above Grade Bedrooms 3
Half Baths Main 1
1st Bedroom Level Main
1st Bedroom Width 16
2nd Bedroom Length 12
2nd Bedroom Level Main
2nd Bedroom Width 12
3rd Bedroom Length 12
3rd Bedroom Level Main
3rd Bedroom Width 12
Above Grade Finished SqFt 2051
Extra Room Description Foyer Entry
Extra Room Length 11
Extra Room Level Main
Extra Room Width 6
Living/Great Rm Level Main
Main Level SqFt 2051

Exterior Features

Road Surface Paved
Road Access Private
Exterior Stone,Vinyl
Driveway Concrete
Pool No
Garage Length 24
Garage Width 23
Lot Size Area 13852
Lot Dimensions Irregular
Lot Description Irregular,0-2.9999
Fence Privacy
Garage SqFt 552
Water Features Walk to Lake Access
Approx. Lot Size Acres 0.318
Energy Efficient Doors/Windows Double Pane Windows,Insulated Doors
Garage Capacity 2
Off Street Parking Y/N Yes
ROOF MATERIAL Dimensional Shingles
Waterfront Y/N No
Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the South Bend, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Mccormicks Creek Elementary School
Middle School Owen Valley Middle School
High School Owen Valley High School

Price History

10/21/2025 Listed $410,200
10/31/2025 3% - $399,000
7/14/2026 6% - $379,000
8/7/2026 3% - $369,000

Property vs Zip Code Average in 47460

Price
AVG $380K
$370K
Year Built
AVG 1980
2025
Visits
AVG 91
275
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

534 Dogwood E Court Spencer, IN is a Single Family Home for sale at $369000 with 2051 sqft and a lot size of 0.318 Acres Acre(s). 534 Dogwood E Court Spencer has 3 bedrooms, 2 baths and was built in 2025. The property's zip code is 47460 which is in Spencer, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Andy Kern

Andy Kern

Broker Associate

574-386-4479

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