Andy Kern

710 White Oak Road

Spencer, IN
$ 384,000 Beds 3 Baths 2 Sq 2,220 Virtual Tour
Monthly Estimate* How much can I afford?

Discover this beautifully crafted 3-bedroom, 2-bath ranch in the sought-after Four Oaks Subdivision, offering 2,220 sq ft of thoughtfully designed single-level living. The Hazel floor plan features an open-concept layout with a split-bedroom design and a 19x8 sunroom that adds flexible living space. The kitchen is both stylish and functional, showcasing quartz countertops, stainless steel appliances, a tiled backsplash, and a large center island perfect for cooking and entertaining. The primary suite provides a private bath and spacious walk-in closet for a true retreat. Quality finishes abound, including luxury vinyl plank flooring, solid wood doors and trim, and a high-efficiency natural gas furnace. Four Oaks residents enjoy a private dog park, scenic lake with walking trail, and community clubhouse. Conveniently located off State Hwy 46, this home is just minutes from Spencer, Ellettsville, and Bloomington, blending small-town charm with easy access to city conveniences.

Single Family

  • Price
  • $ 384,000
  • City
  • Spencer
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • OWEN
  • Half Bathrooms
  • 0
  • Area
  • Washington
  • Lot Size
  • 0.385 Acres
  • Zip
  • 47460
  • Sqr Footage
  • 2,220
  • Year Built
  • 2025
  • Style
  • Traditional
  • MLS#
  • 202544705
Listed By: Samantha Carver with Home Team Properties; Office: 844-821-6051
Data Source: Indiana Regional MLS (IRMLS)

Features

General

Sewer Public
Heating Gas,Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces No
Garage Attached
Amenities Countertops-Solid Surf
Status Active
Full Baths 2
Bathrooms 2
Year Built 2025
New Construction Spec
Subdivision Four Oaks
Style One Story
Township Washington
Class RESIDENTIAL
Type Site-Built Home
Age 1
Lot Number 32
FIPS Code 18119
Associated Document Count 7
REO No
Status Active
Auction Y/N No
Common Amenities Clubhouse,Dock,Sidewalks
Dining Room Level Main
Area Owen County
Location Rural Subdivision
High School Owen Valley
City Spencer
School District Spencer-Owen Community Schools
Assoc. Dues Frequency Annually
HOA Fees $ 300
Energy Efficient HVAC
Architectural Style Traditional
Total Sq Ft 2220
Elementary School Mccormicks Creek
Middle School Owen Valley
Legal Description Four Oaks SD Ph 1 Lot 32 .385A
Branded Virtual Tour https://realsee.ai/XN33xk5p
Virtual Tour https://www.youtube.com/watch?v=aff5vJY1G-U
Agent First Name Samantha
Agent Last Name Carver
DOM 309
Tax Year Not Assessed

Interior Features

Basement Slab
Flooring Other
HVAC High Efficiency Furnace,SEER 14
Kitchen Length 18
Laundry Room Width 10
Laundry Room Length 11
Kitchen Width 17
Beds 3
Total Rooms 8
Dining Room Length 19
Dining Room Width 11
Fireplace None
Living Room Width 26
Living Room Length 15
Full Baths Main 2
Total Finished SqFt 2220
Basement Y/N No
Above Grade Bedrooms 3
1st Bedroom Level Main
1st Bedroom Width 14
2nd Bedroom Length 11
2nd Bedroom Level Main
2nd Bedroom Width 11
3rd Bedroom Length 11
3rd Bedroom Level Main
3rd Bedroom Width 11
Above Grade Finished SqFt 2220
Extra Room Description Sun Room
Extra Room Length 19
Extra Room Level Main
Extra Room Width 8
Living/Great Rm Level Main

Exterior Features

Exterior Vinyl
Driveway Concrete
Pool No
Garage Length 23
Garage Width 23
Lot Size Area 16777
Lot Dimensions Irregular
Lot Description Irregular,0-2.9999
Fence None
Garage SqFt 529
Water Features Walk to Lake Access
Approx. Lot Size Acres 0.385
Energy Efficient Doors/Windows Double Pane Windows,Insulated Doors
Garage Capacity 2
Off Street Parking Y/N Yes
ROOF MATERIAL Dimensional Shingles
Waterfront Y/N No
Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the South Bend, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Mccormicks Creek Elementary School
Middle School Owen Valley Middle School
High School Owen Valley High School

Price History

11/4/2025 Listed $399,000
7/14/2026 3% - $389,000
8/7/2026 2% - $384,000

Property vs Zip Code Average in 47460

Price
AVG $400K
$380K
Year Built
AVG 1980
2025
Visits
AVG 83
387
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

710 White Oak Road Spencer, IN is a Single Family Home for sale at $384000 with 2220 sqft and a lot size of 0.385 Acres Acre(s). 710 White Oak Road Spencer has 3 bedrooms, 2 baths and was built in 2025. The property's zip code is 47460 which is in Spencer, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Andy Kern

Andy Kern

Broker Associate

574-386-4479

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